C.O.B. Inc.

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C.O.B.,Inc established in 1987 as an independent benefits brokerage continues to offer a unique menu of products and services in many states. Applications and benefit information are available for most products on this site.

We are one of the top Carefirst Administrators in the Mid-Atlantic featuring their entire menu of individual products such as Healthy Blue, Pesonal Comp, Blue Choice and Blue Preferred. In addition we feature their Medicare Supplement Portfolio.

All Individual Assurant plan options are offered online including STM (Short Term Medical) and the Limited Health Benefit Plan known as "Affordable Health."

For Groups and self employed retirees we are the distributor locally for the unique Seniors Choice Group Retiree Plan. This unique indemenity programs has no health questions; pre-exisiting condition limitations; participation requirements and offers 3 creditable coverage Precription programs which can be sold standalone.

For Dental we feature the DHMO DentaChek of Maryland, (also available in Spanish). In addition we offer The Preferred Dental from CareFirst.

International Short-Term and Permanent Plans are available online from HCC in English and Spanish. .

Finally, we feature of our menu of Limited Health Benefits privately labeled SecureCare. This Fixed Indemnity Supplement can be offered to groups of 2 or more and has no participation requirements or underwriting and and both voluntary and employer paid rates. Included is the Best Benefits Discount Card and the Beech Street PPO network.

If you would like more information, please contact us at (410)821-6016 OR (800)729-0458. For Spanish, ask for Lynda.

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